Branch locations : Careers : About us

Checking accounts
Savings accounts
Retirement / IRAs
Credit cards
Home equity loans
Car loans
Boat loans

Branch locations
ATM locations

New account forms
Deposit rates
Branch managers

Have a Tell-A-Friend coupon?
Bring it in for our current
FitNFresh® Lunch Set
or trade in later for one of our upcoming gifts.
Don't have one? Get one here.

Fit & Fresh® Lunch Set
Available Oct 12 - Nov 28

Pyrex® 4-Piece Bowl Set
Available Nov 30 - Jan 8

Home Equity Loans

Cascade's home equity loans and Lines of Credit are your low-cost alternatives to expensive consumer financing. And, the interest you pay on a loan secured by real estate is probably 100% tax deductible (consult your tax advisor).

For rates on all types of Home Equity loans, including those on second homes, investment properties, or other special terms, contact a branch manager or call 800-326-8787.

Home equity loans

Home equity loans provide money to use as you choose. You receive the total amount of the loan and make payments over the agreed-upon term.

Home equity Lines of Credit

Home equity Lines of Credit provide flexiblity. You access the funds as you need them — and pay interest only on the amount in use. You can draw funds up to the approved amount at any time over ten years. After ten years, you will have monthly principal and interest payments for 15 years to fully pay the loan.

How much credit can I afford?

Financial advisors generally recommend that no more than 40 to 45% of your gross income should be for housing, credit cards, auto loans or other long-term debts.

How much can I borrow on my home?

You may be able to borrow up to 80% of the value of your home, up to 80% of the value of your condo or secondary residence, and up to 70% on investment property. Any outstanding mortgage debt is subtracted from the amount available.

The information we will require:

Home equity application, signed by all borrowers
Name, address and account number of current mortgage holder(s), and home owner's insurance company
Salary and wage verification — most recent W-2 form and pay stub for all borrowers
Other income (last two years tax returns including all schedules)
If self-employed, year-to-date financial statements and most recent two years federal tax returns

Find the Cascade Bank office nearest you
Download a Home Equity Loan Application

Note: You must have Adobe Acrobat Reader installed BEFORE you download an application. If you don't have it, click on the button at the right for a FREE copy.